Podcast

If you are short on time and want a quick list of tips, click here for Ten Free Things You Can Do Right Now. Otherwise, read on:

How to Prepare When Times Are Already Tight

Here at PeakProsperity.com, I manage correspondence and respond to most incoming email from users, among other things. We sometimes hear from people who complain that our site is not relevant to their situation because they have no extra funds to invest or put toward preparedness.

Let me be the first to say that there is something here at PeakProsperity.com for everyone, and there absolutely are meaningful ways to improve your situation and outlook even if you don’t have “extra money.” The good news is that there is still time, and with a little creativity and awareness, you can also be among those who feel more securely prepared for the very different future that we are facing.

My transition began in the fall of 2008 during the financial crisis. I had watched the Crash Course earlier in the summer, and as the crisis unfolded, I began to take the initial steps, or Step Zero, as has been mentioned on the site before.

How I Got Here

In 2008, I was living in a condo in a city of about 50,000. I began to wonder whether living in a condo was the way to go, or to find a house and/or land. I knew the housing market was horrible and that it would get worse. Ultimately, I decided my best bet was to buy a house with land in a small town. The key was getting to that point.

Is your partner not “on board” with the ideas in The Crash Course?  Here are the do’s and don'ts of speaking with your reluctant partner.

In early 2002, the stock market was tanking and Chris watched our savings drop along with it.  Ignoring the platitudes of our financial advisor to "wait it out because the stock market always goes back up," he began an intensely focused (dare I say obsessive?) study of the economy.  What he learned made him both angry and afraid. He ranted about the state of debt levels, the fragility of fiat currencies, and the inequities of the banking system – and I barely listened:  “Uh huh.  Really?  Gosh, that’s too bad.  Can you pass me a diaper, please?”

The movie “The Matrix” had just come out, providing perfect metaphors that made him sound pretty darn crazy to me:  He talked about having taken the red pill, and that he didn’t want to be a battery for the machine anymore.  I figured this was some kind of mid-life crisis in the works.  It was an emotional squall; I just had to wait it out, and Chris would be back to his usual self in a few months.  But the squall didn’t pass – instead, it picked up energy and became a real storm.  The harder the storm raged, the more I shut down to what Chris was trying to tell me.  He was growing increasingly distrustful of the system and fearful about the impact on his family, but I couldn’t open up and listen to what he was saying at all.  No one else I knew was talking about this stuff.  What was the matter with my husband?